Okay you have a decent paying job. You don’t have debt but you just have enough to pay the bills.
If you encounter an emergency you will have to borrow the money. If your car needs sudden repair you’ll have to borrow the money. Anything outside of your routine expenses you’ll have to borrow money. You have the car, the clothes, the job and the looks of someone who is rich. The only problem is you don’t feel like it.
You are stuck in your job because you have to. It’s not something you hate it’s just not the dream job you imagined. Add to that you feel like your life has been more about paying the bills rather than actually living.
If the above description fits you then congratulations you are not alone. You are one with many people living paycheck to paycheck. Money matters is a serious business. Vacation is a dream and life has become this repetitive pattern. Workworkwork. Spendspendspend. Workworkwork. Spendspendspend. Rinse. Repeat.
Aren’t you getting tired of thinking about the bills you have to pay? You should because it is not the way to live a life.
I know from experience how stressful it is thinking about money especially if you have a scarcity on that matter. Life should not revolveon earning and spending. I know that you know there is more to life than just working and paying the bills.
We all want a good life until we see how hard it is to achieve.
If you are like me a few years back I would have said the good life is just a dream. Something to look forward to and maybe experience from time to time but not really a way of life. That has been my mentality for a long time. That is until I got tired of it and started to key in some text on Google and was surprised by the answers that I have found.
There exists so many ways to live a better life and all have something in common.
Managing your money.
That might mean a lot of things to different people but for me it’s simple. You just have to know what matters most in your life.
How do you go beyond paycheck to paycheck?
It can be done in the following steps:
1. Know where your money goes. Track your spending to the last cent for at least two months.
2. Start saving and do it consistently.
3. Spend only on what really matters to you.
4. Increase your value.
5. Increase your income.
6. As you do step 5 you increase your savings and keep your spending the same in step 3. Bigger income results to bigger SAVINGS and smaller spending.
7. Learn how to make your money pay for your needs. (Bills and all)
8. No you don’t have to wait this far to live a good life. As you go along the steps begin living the good life.
I’ll expand more on the steps I’ve listed in the meantime why don’t you try doing steps 1-3 I’m sure you will see a difference in how much better your life would be.